*,
*::before,
*::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --k-main: #22303f;
    --k-second: #3d5a73;
    --k-accent: #ff8c42;
    --k-accent-soft: #ffb478;
    --k-ink: #141c25;
    --k-dim: #5b6b7a;
    --k-line: #d8e1e9;
    --k-paper: #fbfcfd;
    --k-tint: #eef2f6;
    --k-card: #ffffff;
    --k-deep: #101820;
    --k-ui: "Segoe UI", "Helvetica Neue", Roboto, Arial, sans-serif;
    --k-head: "Segoe UI Semibold", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
    --k-r1: 10px;
    --k-r2: 18px;
    --k-r3: 26px;
    --k-sh1: 0 6px 18px rgba(20, 28, 37, .07);
    --k-sh2: 0 16px 38px rgba(20, 28, 37, .11);
}

html { scroll-behavior: smooth; }

body {
    font-family: var(--k-ui);
    background: var(--k-paper);
    color: var(--k-ink);
    font-size: 16px;
    line-height: 1.75;
}

a {
    color: var(--k-second);
    text-decoration: none;
    transition: color .2s ease;
}
a:hover { color: var(--k-accent); }

/* ---------- шапка ---------- */
.k-bar-01 {
    padding: 20px 18px;
    text-align: center;
    background: rgba(251, 252, 253, .94);
    backdrop-filter: blur(14px);
    border-bottom: 1px solid rgba(34, 48, 63, .12);
}
.k-bar-02 {
    font-family: var(--k-head);
    font-size: 22px;
    font-weight: 800;
    letter-spacing: .3em;
    text-transform: uppercase;
    color: var(--k-main);
    text-decoration: none;
    display: inline-block;
    padding-left: .3em;
}
.k-bar-02:hover { color: var(--k-second); }

/* ---------- титульна смуга ---------- */
.k-lead-01 {
    padding: 68px 20px 62px;
    text-align: center;
    color: #eef2f6;
    background:
        radial-gradient(circle at 82% 6%, rgba(255, 140, 66, .30), transparent 46%),
        linear-gradient(160deg, #2b3d50 0%, #22303f 52%, #172231 100%);
    border-bottom: 3px solid var(--k-accent);
}
.k-lead-02 {
    display: inline-block;
    padding: 6px 16px 7px;
    margin-bottom: 18px;
    border-radius: 999px;
    border: 1px solid rgba(255, 140, 66, .55);
    background: rgba(255, 140, 66, .12);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .16em;
    text-transform: uppercase;
    color: var(--k-accent-soft);
}
.k-lead-03 {
    max-width: 900px;
    margin: 0 auto 14px;
    font-family: var(--k-head);
    font-weight: 800;
    font-size: clamp(27px, 4.4vw, 46px);
    line-height: 1.14;
    letter-spacing: -.01em;
    color: #ffffff;
}
.k-lead-04 {
    max-width: 680px;
    margin: 0 auto;
    font-size: 16px;
    line-height: 1.75;
    color: rgba(224, 234, 242, .82);
}

/* ---------- повноширинні смуги ---------- */
.k-band-01 {
    width: 100%;
    padding: 46px 0;
    background: var(--k-paper);
    border-bottom: 1px solid rgba(34, 48, 63, .08);
}
.k-band-02 {
    background: linear-gradient(180deg, var(--k-tint) 0%, #e7edf3 100%);
}
.k-band-03 {
    max-width: 1120px;
    margin: 0 auto;
    padding: 0 24px;
}
.k-band-04 {
    display: grid;
    grid-template-columns: minmax(220px, 1fr) minmax(0, 2.15fr);
    gap: 30px 46px;
    align-items: start;
}
.k-band-05 { position: relative; }
.k-band-06 {
    display: inline-block;
    font-family: var(--k-head);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: .2em;
    color: var(--k-accent);
    margin-bottom: 8px;
}
.k-band-05 h2 {
    font-family: var(--k-head);
    font-size: clamp(20px, 2.4vw, 27px);
    font-weight: 800;
    line-height: 1.22;
    letter-spacing: -.01em;
    color: var(--k-main);
}
.k-band-05 h2::after {
    content: "";
    display: block;
    width: 54px;
    height: 3px;
    margin-top: 14px;
    border-radius: 3px;
    background: linear-gradient(90deg, var(--k-accent), rgba(255, 140, 66, 0));
}
.k-band-07 { min-width: 0; }
.k-band-07 p { color: var(--k-dim); margin-bottom: 14px; }
.k-band-07 p:last-child { margin-bottom: 0; }
.k-band-07 strong { color: var(--k-ink); font-weight: 700; }
.k-band-07 h3 {
    font-family: var(--k-head);
    font-size: 17px;
    font-weight: 800;
    color: var(--k-main);
    margin: 22px 0 8px;
}
.k-band-07 ul,
.k-band-07 ol {
    margin: 0 0 16px;
    padding-left: 4px;
    list-style: none;
    color: var(--k-dim);
}
.k-band-07 ul:last-child,
.k-band-07 ol:last-child { margin-bottom: 0; }
.k-band-07 ul li {
    position: relative;
    padding-left: 22px;
    margin-bottom: 9px;
}
.k-band-07 ul li::before {
    content: "";
    position: absolute;
    left: 2px;
    top: .68em;
    width: 8px;
    height: 8px;
    border-radius: 2px;
    transform: rotate(45deg);
    background: var(--k-accent);
}
.k-band-07 ol { counter-reset: kOrd; }
.k-band-07 ol li {
    position: relative;
    padding-left: 30px;
    margin-bottom: 9px;
    counter-increment: kOrd;
}
.k-band-07 ol li::before {
    content: counter(kOrd);
    position: absolute;
    left: 0;
    top: 0;
    font-family: var(--k-head);
    font-weight: 800;
    font-size: 13px;
    color: var(--k-second);
}

@media (max-width: 860px) {
    .k-band-04 { grid-template-columns: 1fr; gap: 16px; }
    .k-band-01 { padding: 34px 0; }
    .k-band-05 h2::after { margin-top: 10px; }
}

/* ---------- картки ---------- */
.k-grid-01 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 14px;
    margin: 4px 0 16px;
}
.k-card-01 {
    background: var(--k-card);
    border: 1px solid var(--k-line);
    border-left: 3px solid var(--k-accent);
    border-radius: var(--k-r1);
    padding: 16px 16px 14px;
    box-shadow: var(--k-sh1);
}
.k-card-02 {
    font-family: var(--k-head);
    font-size: 14px;
    font-weight: 800;
    color: var(--k-main);
    margin-bottom: 5px;
}
.k-card-03 {
    font-size: 14px;
    line-height: 1.65;
    color: var(--k-dim);
}

/* ---------- виносний блок ---------- */
.k-note-01 {
    margin: 6px 0 16px;
    padding: 18px 20px;
    border-radius: var(--k-r1);
    background: linear-gradient(135deg, rgba(255, 140, 66, .16), rgba(255, 255, 255, .9));
    border: 1px solid rgba(255, 140, 66, .42);
    box-shadow: var(--k-sh1);
}
.k-note-01 p { color: var(--k-ink) !important; margin: 0 !important; }

/* ---------- таблиця ---------- */
.k-tab-00 { width: 100%; overflow-x: auto; margin: 4px 0 16px; }
.k-tab-01 {
    width: 100%;
    min-width: 420px;
    border-collapse: collapse;
    background: var(--k-card);
    border: 1px solid var(--k-line);
    border-radius: var(--k-r1);
    overflow: hidden;
    box-shadow: var(--k-sh1);
}
.k-tab-01 th {
    background: linear-gradient(135deg, var(--k-second), var(--k-main));
    color: #fff;
    text-align: left;
    padding: 12px 15px;
    font-family: var(--k-head);
    font-size: 13px;
    font-weight: 800;
    letter-spacing: .04em;
}
.k-tab-01 td {
    padding: 12px 15px;
    border-bottom: 1px solid var(--k-line);
    font-size: 15px;
    color: var(--k-dim);
}
.k-tab-01 tr:nth-child(even) td { background: #f5f8fa; }
.k-tab-01 tr:last-child td { border-bottom: none; }

/* ---------- покрокові блоки ---------- */
.k-step-01 { display: grid; gap: 12px; margin: 4px 0 16px; }
.k-step-02 {
    display: grid;
    grid-template-columns: 44px 1fr;
    gap: 14px;
    align-items: start;
    padding: 15px 16px;
    background: var(--k-card);
    border: 1px solid var(--k-line);
    border-radius: var(--k-r1);
    box-shadow: var(--k-sh1);
}
.k-step-03 {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: grid;
    place-items: center;
    font-family: var(--k-head);
    font-size: 17px;
    font-weight: 800;
    color: #fff;
    background: linear-gradient(140deg, var(--k-second), var(--k-main));
    box-shadow: 0 5px 12px rgba(34, 48, 63, .28);
}
.k-step-04 {
    font-family: var(--k-head);
    font-size: 15px;
    font-weight: 800;
    color: var(--k-main);
    margin-bottom: 3px;
}
.k-step-05 {
    font-size: 15px;
    line-height: 1.65;
    color: var(--k-dim);
}

/* ---------- підвал ---------- */
.k-foot-01 {
    padding: 26px 20px 22px;
    background: var(--k-main);
    border-top: 3px solid var(--k-accent);
    text-align: center;
}
.k-foot-02 { max-width: 900px; margin: 0 auto; }
.k-foot-03 {
    font-family: var(--k-head);
    font-size: 15px;
    font-weight: 800;
    letter-spacing: .28em;
    text-transform: uppercase;
    color: #ffffff;
    margin-bottom: 12px;
    padding-left: .28em;
}
.k-foot-04 {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 6px 22px;
    margin-bottom: 14px;
}
.k-foot-04 a { font-size: 12px; color: #a9bccd; text-decoration: none; }
.k-foot-04 a:hover { color: var(--k-accent-soft); }
.k-foot-05 { font-size: 12px; color: #8ea3b5; margin-bottom: 8px; }
.k-foot-06 {
    font-size: 11px;
    line-height: 1.65;
    color: #7d92a5;
    max-width: 760px;
    margin: 0 auto;
}
